Did you know that you could qualify for a First Home grant of up to $20,000 towards your deposit?

At Mike Greer Homes we’re passionate about helping Kiwis get into their first home. We make it easy for you to get the most out of your KiwiSaver, whether that’s withdrawing from your savings or better yet, getting a First Home grant.

How does
First Home grant work?

If you’ve been contributing to KiwiSaver for at least three years, you can apply for a grant towards your deposit. That’s money from the government you don’t have to pay back.

And it adds up:

  • For building a new home, the grant is $2,000 for each year of membership, up to a max of $10,000.
  • Pool that with your partner and together you could get up to $20,000 towards your new home.
  • For those buying an existing home the grant is $1,000 for each year of KiwiSaver membership, up to a max of $5,000 (or $10,000 pooled with someone else).

How can we help?

At Mike Greer Homes, we’ve walked plenty of Kiwis through the First Home grant process already. We fully understand your rights and options, and we can help with your application too. If there’s any other assistance that applies to your situation, we’ll get you onto it.

We also bring you the services of a FREE mortgage advisor.

While banks have their place, the reality is that you will get a better deal through a broker. Our dedicated mortgage advisor will help you plan your approach and do the legwork for you, at no charge.

You’d be surprised what you can achieve when you’ve got experts on your side. Owning a new home as your first home could be a very real possibility for you!

Throughout New Zealand we build a wide range of homes in the ‘First home’ price bracket. Check out the new homes available in your region.

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If you live in Auckland and are looking to purchase a new home, Mike Greer Homes Auckland also offers an exclusive ‘co-ownership’ model that makes it easier to enter the market.

Targeted at new home buyers who have clear goals, contribute to savings schemes like KiwiSaver, and are committed to eventually owning their home, Co-Ownership is a privately funded programme, with no income cap or government-specified eligibility criteria.

For example, if there is a new home on the market priced at $750,000, and you have a deposit of $50,000 utilising KiwiSaver and you are able to borrow $500,000 from your bank, the $200,000 balance can be provided via the co-ownership model at an annual fixed interest rate of 4% for the next 5 years. You buy what you can afford now and the rest when you are able to.

It’s just another initiative that Mike Greer Homes has developed in partnership with Co-Ownership Housing Ltd to assist people into the new housing market.